Cigna profit rises and beats analyst expectations - ( M4L4YS14 )


(Reuters) – Insurer Cigna Corp on Thursday reported a third-quarter profit that beat analysts’ expectations as revenue increased and it managed medical costs in its commercial business.

Net income rose to $ 553 million, or $ 1.95 per share, from $ 466 million, or $ 1.61 per share, a year earlier.

Excluding investment gains, the company reported a profit of $ 1.89 per share. On that basis, analysts on average had expected $ 1.63, according to Thomson Reuters I/B/E/S.

Cigna, which provides U.S. and overseas health insurance as well as disability and life insurance, said it expected full-year earnings of $ 6.70 to $ 6.90 per share. Analysts were expecting $ 6.65, according to Thomson Reuters I/B/E/S.

Revenue rose to $ 8.1 billion from $ 7.3 billion.

The company said the results reflected continued medical cost management and a lower operating expense ratio that were partly offset by some pressure on its private Medicare plans for older people.

Cigna’s report comes after larger competitor Aetna Inc missed analysts’ earnings expectations earlier this week, in part because of funding cuts in private Medicare. UnitedHealth Group Inc’s quarter met but did not beat expectations for similar reasons.

Cigna has a private Medicare business, but it is comparatively small.

Cigna said that as of September 30, it had 13.8 million commercial customers and 488,000 customers in Medicare and Medicaid plans. The company also has a Medicare pharmacy benefit business and manages commercial pharmacy benefits.

The vast majority of commercial customers are in self-funded health plans in which Cigna administers health benefits as a third party and the company or organization is responsible for the actual cost of covering its members.

Cigna has a small individual business and is offering plans in five states on the new Obamacare health insurance exchanges. These exchanges sell new plans created under President Barack Obama’s healthcare reform law that include government subsidies based on income.

(Corrects number of Medicare and Medicaid customers in 9th paragraph to 488,000 from 488 million)

(Reporting by Caroline Humer; Editing by Lisa Von Ahn)

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NJ Woman Felled by ‘Devastating Disease Doctors Have Never Heard of’ - ( M4L4YS14 )

PHOTO: Jennifer Brea is making a film about patients struggling with myalgic encephalomyelitis, known more commonly as chronic fatigue syndrome.

Jennifer Brea kept getting slammed by recurring illness as she was working on her doctorate in political science at Harvard University. But the extent of her declining health didn’t hit her until last year, when she went to a restaurant and said her brain was so foggy she couldn’t even read the menu.

Today, at 31, she is on medical leave from Harvard, disabled by myalgic encephalomyelitis, or ME — “the most prevalent and devastating disease your doctor has never heard of,” she said. Her illness is better known as chronic fatigue syndrome in the United States, a name Brea said does a disservice to the severity of her symptoms.

“I can’t drive. I can’t leave my house unattended, and I’m in a wheelchair,” said Brea, who lives with her husband in Princeton, N.J. “Even sitting in a wheelchair is taxing for me. It is pretty much impossible for me to do what I was doing before.”

PHOTO: Jessica Taylor, 22, is confined to her bedroom with one of the most severe cases of myalgic encephalomyelitis or ME.
Courtesy Jessica Taylor
Jessica Taylor, 22, is confined to her bedroom with one of the most severe cases of myalgic encephalomyelitis or ME.

Before disease struck, she was training to be a professor and had led an active life. Before going to graduate school, she worked as a freelance journalist in China. Today, she said she is often bed-bound and plagued with “spells,” which she said leave her nonverbal and unable to think.

Chronic fatigue patients no longer fakes.

“I got engaged in the summer of 2012, and for months, I was just trying to figure out how I would manage to show up at my own wedding,” she said. “I got fevers and dizziness and couldn’t leave the house without bumping into things or falling over.”

But Brea is using what strength she does have to make a documentary, “Canary in a Coal Mine,” to chronicle the lives of others living with ME. Using Skype and Facetime, patients share their stories and offer glimpses of their shattered lives in real time.

“It has been a way to deal with the anger and confusion and fear,” she said of the project.

Brea recently launched a fundraising campaign on the crowdsourcing site Kickstarter with a goal of raising $ 200,000 by Nov. 22 to finish the movie, which she hopes will not only bring more compassion to those living with ME but encourage awareness in the medical community and better tools for diagnosis and treatment.

New psyche disorder could label those with ME as mentally ill

Support from the patient community has been “astonishing,” according to Brea. “Some are calling it an ‘uprising from our beds.’”

The name “myalgic encephalomyelitis” was coined in Britain in the 1980s and is now the definitive name used by the World Health Organization. But in the United States, the disease is called chronic fatigue syndrome, or CFS, an illness that affects more than 800,000 Americans, according to the CFIDS Association of America.

The Centers for Disease Control and Prevention describes CFS as a “profound fatigue that is not improved by bed rest and that may be worsened by physical or mental activity.” Its symptoms can include weakness, muscle pain, impaired memory and mental concentration and insomnia.

Dr. Nancy Klimas, a neuro-immunologist with an expertise in CFS and ME at Nova Southeastern University in Florida and director of Gulf War illness research at the Veterans Administration, said the name chronic fatigue syndrome is a poor descriptor for an illness that is actually an inflammation of the brain, perhaps caused by a virus.

“I don’t think there is a soul that hasn’t lived to regret that name because it’s derogatory and easy to dismiss as an unimportant illness,” said Klimas.

Chronic Fatigue Syndrome: Study Casts Doubt on Mouse Virus Link

A 2009 study linking chronic fatigue syndrome to a mouse virus gave patients validation and hope for a cure. Two-thirds of study subjects with chronic fatigue had the virus, called XMRV, in their blood compared with only 3.9 percent of healthy people, according to the report published in Science.

But the study was discredited later when results could not be replicated and it was discovered blood samples had been contaminated.

Klimas speculates that the illness is an autoimmune disorder that starts when patients either get an infection and “never get rid of it,” or the infection actually triggers an immune response — “like a hit and run.”

“What’s fascinating about the film is the most difficult thing to get across to the medical community is how serious this disease is,” she said. “Patients get up for a few hours and look pretty decent and then go back to bed for a couple of weeks.”

She said many doctors have no familiarity with the illness and it is not taught in medical schools but it doesn’t neatly fit into any one specialty.

A study in the 2005 issue of Family Practice, which surveyed the attitudes and how much family doctors knew about it, revealed 48 percent did not feel confident making a diagnosis, and 41 percent did not feel confident treating the illness.

Brea said her doctor dismissed her symptoms, telling her he thought it might be epilepsy, migraines or conversion disorder — “a kind of updated term for hysteria.” She eventually consulted an immunologist in Miami, who properly diagnosed her.

Some of the patients interviewed in Brea’s film have seen 20 doctors or more before getting a diagnosis.

One, 22-year-old Jessica Taylor of Rochester, England, one of the patients followed in Brea’s film, contracted a virus at the age of 14 and has never recovered.

“I tried to keep going and tried not to let it affect me because I wanted to be well and do all the normal things kids do,” Taylor said. “I had no time to be ill.”

She spent months at a time in the hospital being fed by a gastric tube.

“I am one of the most severe cases,” she told ABCNews.com. “All that time I have been bedridden completely and so I have not walked since 2006. At the moment I am stuck in the world of one room in a hospital bed at home.”

Taylor said she has “stabbing pain like having hot needles pressed” into her legs and arms — “all the time.” Her muscles don’t work, and she often has “brain fog” and can’t process information. “Sometimes I try to speak and nothing comes out,” she said.

“When I am listening to people sometimes they sound like they are speaking a foreign language.”

She said it took her an entire day of rest to prepare for the phone call from ABCNews.com. Fortunately, her iPad has allowed her to communicate with friends and to participate in the film. She recently filmed herself sitting on the edge of the bed for the first time in eight years.

“Being tired is not near to what I feel every day,” she said. “It’s beyond tiredness. It’s in every cell of my body — a force so strong that it prevents me from doing everything and affects every aspect of my life.”

Running a charity to benefit children and young adults with illness from her bed

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Shale gas fracking a low risk to public health, review finds - ( M4L4YS14 )


By Kate Kelland

LONDON (Reuters) – The risks to public health from exposure to emissions from shale gas extraction or fracking are low as long as operations are properly run and regulated, the British government’s health agency said on Thursday.

In a review of the potential health impact of fracking, which involves the pumping of water and chemicals into dense shale formations to push out gas and oil, Public Health England (PHE) said any health impacts were likely to be minimal.

Since there is currently no fracking in Britain, the PHE report examined evidence from countries such as the United States, most of which it said suggested any risk to health is typically due to operational failure.

“The currently available evidence indicates that the potential risks to public health from exposure to emissions associated with the shale gas extraction process are low if operations are properly run and regulated,” said John Harrison, director of PHE’s centre for radiation, chemical and environmental hazards.

“Good well construction and maintenance is essential to reduce the risks of ground water contamination,” he added.

Keen to stimulate a U.S.-style production boom and offset dwindling North Sea oil and gas reserves, Britain’s Conservative-led government has backed fracking as an “energy revolution” that could create jobs and cut energy prices.

Activists say the government should instead invest more in renewable energy. Environmental campaigners have staged large anti-fracking protests, arguing that it can pollute water supplies and cause earthquakes.

Greenpeace said earlier this month it would encourage British landowners to join together in legally opposing fracking, a move that could strengthen the opposition to exploration and development of shale oil and gas.

Responding to the PHE’s report, Quentin Fisher, a professor of petroleum geoengineering at the University of Leeds, said it was “yet another study” suggesting contamination of the groundwater due to fracking was unlikely.

“The report provides even more evidence that production of gas from shale can be made very safe,” he added.

Ken Cronin, chief executive of the UK Onshore Operators Group which represents the onshore oil and gas industry, also welcomed the report, saying he hoped its findings would “reassure communities up and down the country that shale gas can be extracted with minimal risk to their wellbeing”.

(Reporting by Kate Kelland; editing by Tom Pfeiffer)

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Top travel websites: rent out your bike or ski gear - ( M4L4YS14 )

Young woman on bike

Spinlister helps people rent their bikes to other people. Photograph: Alamy

The majority of people don’t use their skis or snowboards except for one or two weeks of the year. Even many bikes spend more time in the shed that out on the road. But they don’t have to just gather dust. How about renting them out?

Spinlister.com is looking to be a major player in the growing share economy, allowing people to rent their bikes and winter sports gear to other users. The original tagline “Your bike is money” had a slight mercenary feel, but the aim is to create a peer-to-peer network based on trust. You type in a specific city or neighbourhood, then search through listings to find the best offer for your height and other requirements.

This month, Spinlister is branching into ski gear, just in time for the European and North American winter seasons. You can list your snow gear on the site now and people we will be able to start renting it from mid-December. It has also just launched Android and iPhone apps.

But why mess around contacting a stranger to arrange a pick-up time when you could just go to the local hire shop? The site – which takes 12-17% commission – works best for those looking for a particular style of bike, or someone looking to get a longer-term deal (many offer a weekly rate). Sample listings include a family bike with a built-in cargo trailer in Oregon, a Brompton in London, and a tandem in Paris (all £12-£16 a day, cheaper for a week). This fetching bike in Portland will even get you laid, says the owner.

There are measures in place to prevent someone riding off into the sunset with your gear. Renters are required to sign up with a valid credit card, so they can be charged for damage, say, or late return. The company also has a guarantee scheme for bikes (currently only in North America, but expanding in early 2014). Users are encouraged to review other users, and to verify their profile by linking to social media profiles. Put more simply: anyone who really wanted to steal a bike would be better off sticking to chain cutters.

The site has had plenty of ups and down since launching in the US in September 2012. First it tried to rebrand as Liquid, then it shut down completely, before returning in April to make a more serious go of it. Backed by a Brazilian entrepreneur in the US, Marcelo Loureiro, the plan for the year ahead involves rolling out to cover more outdoor equipment, including surfboards and camping gear.

Bikesharingworld.com This site points to a simple, but highly comprehensive Google map of public bike-sharing schemes around the world. It also shows projects in the pipeline and those that have folded. You can also follow the updates on Twitter, @bikesharingmap. See also bikes.oobrien.com, created by a UCL researcher, which goes as far as showing docking stations and their realtime usage.

Bikeshare.com Public bike sharing is now so popular that it is now a fully fledged industry with specialist consultancy firms. One such company is Cyclehop and this is their blog. It keeps tabs on new schemes and trends, with various reviews thrown in too, such as this report on bike schemes across Asia.

Travellingtwo.com: If you are planning a bike tour, seek advice from a couple who have already done it – extensively – in more than 30 countries. The site is packed with resources and yet retains a personal feel. Their book, Bike Touring Basics, is free to download.

FreewheelingFrance.com This is a great, independent site for leisure cyclists and tourers. The new accommodation section has plenty of cycle-friendly information, such as details on secure bike parking, and there is also a handy directory of bike hire companies across the country. More serious cyclists looking to tackle the Alps and Pyrenees should also try Cycling-challenge.com.

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Editor Obsessions: 6 Halloween-Inspired Products We Love! - ( M4L4YS14 )


von






Cinya Burton






| Übersetzt von Cinya Burton

31. Oktober 2013 – 02:00

Happy Halloween!

Not all of us choose to celebrate today’s holiday with a foam finger or animal ears. There are ways to be festive and don’t require you to wear (part of) a costume.

A few of our favorites?

Try nabbing an autumn hued polish like CoverGirl’s Rogue Red lacquer (don’t worry about the name it really paints on a fiery orange tint). Or for something even more spooky score Deborah Lippmann‘s limited edition Wicked set, inspired by the witchy Broadway show. An even simpler way to jazz up your look is a pair of Lashfully’s faux lashes—after all, if you’re going to go all out during the daytime, Halloween is definitely the perfect occasion.

PHOTOS: Whoa! Stars’ wildest beauty looks

As for wardrobe, we’re planning on wearing PacSun’s vampire statement sweater topped with Stella & Bow’s Dracula necklace and Charlotte Olympia’s Jack-o-Lantern flats. Boo-yah!

Click on to get the scoop on all of our favorite Halloween items.

PHOTOS: Editor obsessions: Halloween edition

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Market closures dramatically cut cases of new China bird flu: study - ( M4L4YS14 )


By Kate Kelland

LONDON (Reuters) – China should close live poultry markets in big cities to disrupt the spread of a new strain of bird flu that resurfaced there earlier this month, scientists said, after a previous shutdown was found to have slashed the number of human cases.

In a study published in The Lancet medical journal on Thursday, researchers from Hong Kong and China said that while closing markets during the height of the first outbreak of H7N9 in April may have been costly, it reduced human infections dramatically and should be done again if cases rise as feared.

The findings – of a more than 97 percent reduction in the daily number of human cases of the new H7N9 strain after the markets were closed compared with before – should give policymakers confidence that the economic costs of shutting markets is balanced by significant health gains.

“(This) is a highly effective intervention to prevent human disease and protect public health,” said Benjamin Cowling of Hong Kong University, who led the study and had it published in the Lancet medical journal.

Based on his findings, he said the best approach to minimize the spread of the H7N9 bird flu virus ahead of an expected surge in cases during the winter flu season would be to shut down markets wherever the virus is detected.

Two new human cases of H7N9 bird flu were found in China’s eastern Zhejiang province in October, the first in what some flu experts fear may be a fresh epidemic of the deadly disease to come during China’s colder winter months.

“This is of great concern because it reveals that the H7N9 virus has continued to circulate and now has the potential to re-emerge in a new outbreak of human disease this winter,” said Cowling, echoing similar fears expressed by Chinese researchers in a study published last week.

DEATH RATE 30 PERCENT

Some 45 people have so far been killed by H7N9 flu strain, many of them during a flare-up in March and April just after the virus first emerged in humans earlier in February.

The World Health Organisation (WHO) says it has now recorded 137 laboratory confirmed cases, suggesting a death rate for the new strain of more than 30 percent.

At the start of April, several weeks after the first human cases of H7N9 bird flu emerged, 780 live poultry markets in the Chinese cities of Shanghai, Hangzhou, Huzhou and Nanjing were closed to try and halt virus spread.

The closures have been estimated to have cost more than 57 billion yuan ($ 9.35 billion), so Cowling’s team set out to study whether those costs could be justified.

The team analyzed data on every laboratory confirmed case of H7N9 in those four cities up to June 1, 2013 and entered them into a statistical calculation method called a Bayesian model which was able to quantify the before-and-after effects of shutting down the markets.

The results found the closures cut the average daily number of H7N9 human infections by 99 percent in Shanghai, 99 percent in Hangzhou, 97 percent in Huzhou and 97 percent in Nanjing.

“Without this robust evidence, policymakers would struggle to justify further closures of LPMs because of the millennia-old culture of trading live birds and the potential huge economic loss on the poultry industry in China,” said Cowling.

Yet with it, he added, the best course of action to minimize the spread of the virus ahead of the expected surge in infections in the winter would be sustained live poultry market closure in areas of high risk of disease spread, and immediate market closure in areas where the virus appears in future.

(Editing by Mike Collett-White)

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https://news.google.com/news/feeds?q=herbal - ( M4L4YS14 )



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